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Getting Three Quotes — What to Compare and What Tradespeople Don't Tell You

The short answer: Three quotes only protect you if you're comparing identical scope. A cheap quote that excludes site prep, rubbish removal, and rectification of anything found mid-job will cost more than a thorough quote once the variations are added. Ask every tradesperson to quote the same written scope before you compare any numbers.
◆ Anxiety level: Moderate Global · Updated March 2026
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Plan

Why three quotes can still mislead you

The real issue
Three quotes only work if all three are quoting the same job. The most common cause of a "cheap" quote is not that the tradesperson is more efficient — it's that they've quoted less work. Site prep not included. Rubbish removal extra. Rectifying any issues found mid-job billed as variations. By the time the job is finished, the cheapest quote often costs more than the most expensive one. The comparison point is scope, not price.

This is not always deliberate. Some tradespeople quote minimally because that's how they learned to quote. Others do it knowingly because a low number gets them through the door. Either way, the risk to you is the same.

The protection is a written scope document that every tradesperson quotes against — prepared by you before the quotes come in, not assembled afterward from whatever they happened to include.

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Prepare

Write the scope before you call anyone

Before contacting a single tradesperson, write down in plain language what you want done. This becomes the brief every tradesperson quotes against. It does not need to be technical — it needs to be complete.

Send this with every quote request

"I'm getting three quotes for this job. Could you please quote against the scope below, and let me know in writing what is and isn't included in your price, your payment terms, and your timeline. I'll be comparing all three quotes on the same basis."

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Compare

What to actually compare — side by side

Compare thisWhat to look forRed flag
Scope of workDoes it match your written brief exactly? What's missing?Vague scope — "general roof repairs as required"
Materials specifiedBrand, grade, thickness, standard. Should be explicit."Standard materials" with no specification
Inclusions vs exclusionsIs rubbish removal included? Site prep? Making good?Long exclusions list on a cheap quote
Variations processWritten confirmation required before additional work proceeds"Any additional work will be billed at cost"
Deposit amount10% or less is standard for most residential work50%+ deposit before work begins
Payment scheduleProgress payments tied to milestones, not datesFull payment required before completion
WarrantyLabour warranty period stated. Materials warranty passed through.No warranty mentioned
InsurancePublic liability cover confirmedCannot or will not confirm insurance
Licence numberStated on the quote, verifiable on state registerNot included — ask for it
The outlier rule: If two quotes are clustered (say $4,200 and $4,600) and one is dramatically lower ($2,100), the low quote is almost certainly missing something. Do not chase the low number — ask the tradesperson to identify what they've included that the others haven't, and what they've excluded.
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Decide

Choosing the right quote — not just the right price

Once scope is equalised — everyone quoting the same job — price is one factor among several. The tradesperson you choose will be in your home, potentially unsupervised, for days or weeks. Their communication style during the quote process is a signal for how they'll behave on site.

FactorWhat good looks like
CommunicationResponds promptly, answers questions directly, doesn't hedge
Quote detailItemised enough that you could check progress against it
ReferencesOffers references without being asked, or provides them readily
Scope questionsAsks clarifying questions — shows they've read your brief
Timeline realismGives a realistic window, not an optimistic one designed to win the job
The question worth asking every tradesperson
"What's the most common thing that comes up mid-job that wasn't in the original quote — and how do you handle it?" A tradesperson who answers this specifically, with a clear process for how they communicate and price variations, is telling you they've done this before and thought about it. One who says "it depends" or deflects is telling you something different.
AU note — home building contracts: In most states, residential building contracts above a threshold (typically $10,000–$20,000 depending on state) must be in writing and include mandatory provisions. Your state's building authority (QBCC, VBA, NSW Fair Trading, etc.) publishes the requirements. For smaller jobs, a written quote accepted in writing is your contract — keep a copy of everything.